Self-Employed Mortgage Calculator
Estimate your monthly mortgage payment and review your income-based
mortgage qualification using self-employed income.
Loan Information
Enter an estimated PMI amount if applicable.
Self-Employed Income
Use the monthly qualifying income you expect the lender to use.
Include car loans, credit cards, student loans and other recurring debts.
Enter the debt-to-income ratio you want to use for the estimate.
Mortgage Results
Loan Amount
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Monthly Principal & Interest
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Monthly Property Tax
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Monthly Insurance
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Estimated Total Monthly Housing Cost
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Estimated Total Interest
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Maximum Housing Cost at Your DTI
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Estimated DTI After Housing Cost
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Step-by-Step Calculation
Disclaimer: This calculator provides an estimate for
educational purposes only. Self-employed mortgage qualification can
depend on tax returns, business income, deductions, credit history,
assets, debt-to-income requirements, loan program rules, reserves,
and lender-specific underwriting. Actual mortgage terms and approval
may differ.
